Ford Options-PCP (Personal Contract Purchase)

Premier Ford: Isle Of Wight​

Ford's Personal Contract Purchase plan where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit. PCP deals are one of the easiest and most flexible ways to get behind the wheel of a shiny new car. Affordable deposits and low monthly payments mean you can change your car more often. With a Ford Options deal, a portion of the money owed is an Optional Final Payment (sometimes called Guaranteed Future Value). You'll have an annual mileage limit and may be subject to excess mileage charges should you exceed this, but Ford Options puts you in control. At the end of the deal, you can either pay the final payment and own the car, return the car or trade it in for a new one and start a new PCP deal.

Ford Options PCP White Mondeo

Vehicle Eligibility

New and Used Cars including Ford Ranger. Age limits apply.

Features & Benefits

  • Fixed monthly payments
  • Interest rate fixed for the loan duration
  • Your Optional Final Payment is the anticipated future value of your vehicle assuming its mileage and condition is as agreed when you signed the agreement
  • Flexibility at the end of the agreement
  • The option to own the car at the end of the agreement

How It Works

Your fixed monthly payment is lower when compared to our Ford Acquire agreement of the same deposit and length and will depend on the following:

  • Agreement length – choose from 24 or 36 months
  • Your anticipated annual mileage
  • The amount of the deposit you wish to pay (Maximum deposit of 35%)
  • The Ford vehicle you want to drive

The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

At The End

You have three options at the end of your agreement:

Renew-Choose another car

Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.

Return-Hand the car back

Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

Retain-Keep the car

If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.



PCP (Personal Contract Purchase) Finance Is Available On New and Used Vehicles​


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If you would like to know more about financing your next vehicle, why not get in contact with Premier Ford now by calling   or by filling out the contact form and we will be in contact shortly. Alternatively, you can pop into our Isle Of Wight Showroom. 

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Important Information:

Finance subject to status. Freepost Ford Credit.

Ford Credit is a trading Style of FCE Bank plc. Registered in England: No 772784. Registered Office: Central Office, Eagle Way, Brentwood, Essex, CM13 3AR. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.